VB Desai Financial Services Ltd.

Financial

	VB Desai Fin.Service	Mid East Portfolio	Arihant Securities
Operational Metrics
Financials
5 yr Average ROE	3.35 %	0.94 %	2.69 %
5yr average Equity Multiplier	1.04	1.01	1.07
5yr Average Asset Turnover Ratio	0.23	0.0	0.01
5yr Avg Net Profit Margin	14.06 %	232.73 %	302.41 %
Price to Book	1.0	3.31	0.32
P/E	18.98	7.33	85.79
5yr Avg Cash Conversion Cycle	48.79 Days	0.0	1009.38 Days
Inventory Days	1.49 Days	0.0	0.0
Days Receivable	46.85 Days	0.0	1009.38 Days
Days Payable	0.0	15.99 Days	25.84 Days
5yr Average Interest Coverage Ratio	0.0	589.8	521.39
5yr Avg ROCE	4.66 %	0.99 %	3.32 %
5yr Avg Operating Profit Margin	10.45 %	-269.09 %	-286.68 %
5 yr average Debt to Equity	0.0	0.0	0.0
5yr CAGR Net Profit	24.13 %	n/a	n/a
5yr Average Return on Assets	3.2 %	0.94 %	2.53 %
Shareholdings
Promoter Holding	42.27 %	25.5 %	46.81 %
Share Pledged by Promoters	0.0	0.0	0.0
Change in Promoter Holding (3 Yrs)	0.21 %	-13.76 %	5.33 %
Change in Mutual Fund Holding (3 Yrs)	0.0	0.0	0.0