SBI Life Insurance Company Ltd.

Financial

	SBI Life Insuran	HDFC Life Insurance	Life Insurance Corp
Operational Metrics
Life Insurance Sector
Embedded Value	70250.0 Crs	58355.0 Crs	776876.0 Crs
Value Of New Business Margin (VNB)	27.8 %	25.1 %	17.6 %
Management Expense Ratio - Life Insurance	9.67 %	20.2 %	11.15 %
61 Month Persistency Ratio	63.3 %	64.0 %	58.54 %
13 Month Persistency Ratio	86.1 %	86.0 %	68.62 %
Commission Ratio - Life Insurance	4.9 %	11.2 %	5.21 %
AUM - Life Insurance	448040.0 Crs	355897.0 Crs	5452297.0 Crs
New Business Performance - Life Insurance	2620.37 Crs	2523.36 Crs	27395.0 Crs
Claim Settlement Ratio	99.4 %	99.8 %	99.41 %
Financials
5 yr Average ROE	0.0	0.0	0.0
5yr average Equity Multiplier	n/a	n/a	n/a
5yr Average Asset Turnover Ratio	n/a	n/a	n/a
5yr Avg Net Profit Margin	n/a	n/a	n/a
P/E	72.26	84.98	0.0
5yr CAGR Net Profit	5.89 %	5.88 %	74.64 %
Shareholdings
Promoter Holding	55.37 %	50.28 %	96.5 %
Share Pledged by Promoters	0.0	0.0	0.0
Change in Promoter Holding (3 Yrs)	-0.11 %	-1.24 %	0.0
Change in Mutual Fund Holding (3 Yrs)	2.65 %	6.96 %	0.5 %

Business

	SBI Life Insuran	HDFC Life Insurance	Life Insurance Corp
Product Wise Break-Up	Product Wise Break-Up Life 78.92 Pension 15.47 Annuity 5.55 Variable Insurance 0.04 Health Business 0 Variable Business 0 Annuity Business 0 Pension Business 0 Life Insurance 0 Others 0.02	-	Product Wise Break-Up Pension Business 22.66 Life Insurance 74.0 Variable Insurance 0 Annuity 0 Variable Business 0 Pension 0 Health Business 0 Life 0 Annuity Business 3.35
Location Wise Break-Up	Location Wise Break-Up India 100.0 Domestic 0	Location Wise Break-Up India 0 Domestic 100.0	Location Wise Break-Up India 100.0 Domestic 0
Distribution Channel	Distribution Channel Bancassurance 54.0 Agency 21.0 Group Savings 0 Group Protection 0 Bancassurance & Broker 0 Agency & Direct 0 Web Aggregators 0 Direct Business 0 Corporate Agents - Others 0 Corporate Agents - Banks 0 Individual Agents 0 Others 25.0	Distribution Channel Group Savings 13.0 Direct Business 0 Group Premium 11.0 Agency 0 Individual Agents 0 Web Aggregators 0 Bancassurance 56.0 Agency 20.0 Corporate Agents - Others 0 Bancassurance 0 Corporate Agents - Banks 0	Distribution Channel Group Savings 0 Direct Business 2.2 Group Protection 0 Agency 0 Individual Agents 93.8 Web Aggregators 0.76 Bancassurance & Broker 0 Agency & Direct 0 Corporate Agents - Others 0.12 Bancassurance 0 Corporate Agents - Banks 3.12
Investment Break-Up	Investment Break-Up Government securities 49.65 Other Approved Securities 34.83 Investments in Infrastructure and Social Sector 15.1 Infrastructure Investment Fund 0 Deep Discount Bonds 0 CBLO/Repo Investments 0 Other than Approved Investments 0 Investment Properties - Real Estate 0 Mutual Funds 0 Fixed Deposit 0 Debentures / Bonds 0 Equity 0 0 0 Other than Approved Securities 0 Investments In Infrastructure 0 Other Investments 0 Government Securities & Treasury Bills 0 Others 0.42	Investment Break-Up Fixed Deposits 0.32 Other than Approved Securities 0 Investment Property 0.49 Other Approved Securities 0 Government securities 0 Mutual Fund 0.15 Other than Approved Investments 1.65 Deep Discount Bonds 0.36 Debenture 6.31 Investments In Infrastructure 0 Infrastructure Investment Fund 0 Government Securities & Treasury Bills 0 Investments in Infrastructure and Social Sector 12.77 Equity 7.92 Government securities 53.06 Other Investments 0 CBLO/Repo Investments 2.51 Others 14.46	Investment Break-Up Fixed Deposit 0 Other than Approved Securities 0.92 Investment Properties - Real Estate 0 Other Approved Securities 0.12 Government securities 0 Mutual Funds 0 Other than Approved Investments 0 Deep Discount Bonds 0 Debentures / Bonds 0 Investments In Infrastructure 8.09 Infrastructure Investment Fund 0 Government Securities & Treasury Bills 61.49 0 Equity 0 0 Other Investments 29.38 CBLO/Repo Investments 0
Premium Break-Up - Life Insurance	Premium Break-Up - Life Insurance Unit Linked 58.23 Non participating 33.48 Participating 8.29 Annuity 0 Protection 0 Term 0 Group Savings 0 Non-Participating 0 Unit linked(UL) 0	Premium Break-Up - Life Insurance Group Savings 14.0 Unit Linked 0 Annuity 20.0 Non participating 0 Term 0 Non-Participating 19.0 Participating 10.0 Unit linked(UL) 8.0 Protection 29.0	-

SBI Life Insurance Company Ltd.

SBI Life Insurance Company Ltd.

SIGN UP FOR FREE