General Insurance Corporation of India

Financial

	General Ins. Corp	Max Financial	Aditya Birla Capital
Operational Metrics
General Insurance Sector
Yield On Total Investments - General Insurance	11.79 %	n/a	7.36 %
Combined Ratio	103.56 %	95.0 %	115.0 %
Monthly Gross Direct Premium Income (GDPI)	3455.69 Crs	290.55 Crs	462.44 Crs
Risk Retention Ratio	91.0 %	77.0 %	97.29 %
Float	50038.15 Crs	n/a	1869.36 Crs
Financials
5 yr Average ROE	0.0	8.99 %	13.25 %
5yr average Equity Multiplier	n/a	34.99	8.97
5yr Average Asset Turnover Ratio	n/a	0.27	0.15
5yr Avg Net Profit Margin	n/a	0.96 %	9.79 %
P/E	7.47	200.05	22.31
5yr CAGR Net Profit	30.13 %	n/a	n/a
Shareholdings
Promoter Holding	82.4 %	1.74 %	68.76 %
Share Pledged by Promoters	0.0	0.0	0.0
Change in Promoter Holding (3 Yrs)	-3.38 %	-12.98 %	-2.31 %
Change in Mutual Fund Holding (3 Yrs)	0.59 %	11.24 %	4.55 %

Business

	General Ins. Corp	Max Financial	Aditya Birla Capital
Product Wise Break-Up	Product Wise Break-Up FIRE INSURANCE 38.85 Motors 18.92 Health 15.82 Life Insurance Business 4.73 Engineering 4.65 MARINE 3.38 Oth. Misc. 3.28 Agricultural 3.02 Aviation 2.8 PERSONAL ACCIDENT 1.72 FL/Credit 1.05 Liability 0.12 WORKMEN`S COMPENSATION 0 Rental 0 Dividend Income 0 Interest Income 0 Services 0 0 Net gain on fair value changes 0 Others 1.66	Product Wise Break-Up Oth. Misc. 0 Dividend Income 0.01 FIRE INSURANCE 0 MARINE 0 Engineering 0 Rental 0.01 0 FL/Credit 0 PERSONAL ACCIDENT 0 Interest Income 1.18 WORKMEN`S COMPENSATION 0 Agricultural 0 Health 0 Aviation 0 Net gain on fair value changes 0 Motors 0 Liability 0 Life Insurance Business 0 Services 0 Others 98.8	-
Location Wise Break-Up	Location Wise Break-Up India 100.0 Rest of the World 0	Location Wise Break-Up India 100.0 Rest of the World 0	Location Wise Break-Up India 99.95 Rest of the World 0.05
Investment Break-Up	Investment Break-Up Government securities 40.62 Other Approved investments 38.6 Investments in Infrastructure and Social Sector 12.6 Other than Approved Investment 8.07 Other Approved investments 0 Other Approved Securities 0 0 Others 0.11	Investment Break-Up Investments in Infrastructure and Social Sector 13.96 Government securities 45.12 Other Approved investments 33.57 Other than Approved Investment 0 Government securities 0 Other Approved investments 7.31 Others 0.04	-