Finkurve Financial Services Ltd.

Financial

	Finkurve Financial	Arman Financial Serv	Saraswati Commercial
Operational Metrics
NBFC
Capital to Risks Assets Ratio (CRAR)	57.07 %	n/a	n/a
Unclassified
Tier I Capital	67.76 %	n/a	n/a
Financials
5 yr Average ROE	7.37 %	18.34 %	9.19 %
5yr average Equity Multiplier	4.01	5.06	1.13
5yr Average Asset Turnover Ratio	1.28	0.22	0.15
5yr Avg Net Profit Margin	13.72 %	17.39 %	54.2 %
5yr Avg Net Profit Margin	13.72 %	17.39 %	54.2 %
5yr CAGR Net Profit	58.52 %	33.12 %	20.16 %
5yr CAGR Sales	-28.16 %	25.19 %	7.59 %
5 yr CAGR PPOP	n/a	n/a	n/a
Price to Book	9.26	1.74	1.44
P/E	80.83	246.23	56.61
Shareholdings
Promoter Holding	62.07 %	22.05 %	73.99 %
Share Pledged by Promoters	19.04 %	0.0	0.0
Change in Promoter Holding (3 Yrs)	9.21 %	-5.34 %	1.67 %
Change in Mutual Fund Holding (3 Yrs)	0.0	2.08 %	0.0

Business

	Finkurve Financial	Arman Financial Serv	Saraswati Commercial
Product Wise Break-Up	Product Wise Break-Up Interest Income 66.7 Fee and Commission 33.19 Remittance Bank Charses Received 0 Income from forex services 0 Fees and Commission Income 0 Gain on Assignment of Financial Assets 0 0 nbfc 0 0 Others 0.11	Product Wise Break-Up NBFC 4.29 Income from forex services 0 Fee and Commission 0 Interest Income 0 NBFC 2.26 NBFC 92.55 nbfc 0 0 Remittance Bank Charses Received 0 Others 0.9	Product Wise Break-Up Fees and Commission Income 0 Income from forex services 0 Fee and Commission 0 Interest Income 0 Gain on Assignment of Financial Assets 0 0 nbfc 0 Investments, trading in shares and securities & Lending Activities 100.0 Remittance Bank Charses Received 0
Location Wise Break-Up	Location Wise Break-Up India 100.0 Bihar 0 Rajasthan 0 Maharashtra 0 Madhya Pradesh 0 Uttar Pradesh 0 Gujarat 0	Location Wise Break-Up Rajasthan 10.0 Uttar Pradesh 22.0 Maharashtra 4.0 Bihar 11.0 Gujarat 30.0 Madhya Pradesh 15.0 India 0 Others 8.0	-
Borrowings Break-Up	Borrowings Break-Up Unsecured Loan 0 Loan from Body Corporates 0 Securitization 0 DFIs (NABARD, MUDRA & SIDBI) 0 D A 0 ECB 0 NCD 0 NBFC / FI 0 0 Working Capital Loans From Banks 0 From Banks 0 Others 100	Borrowings Break-Up Loan From Banks 32.8 DFIs (NABARD, MUDRA & SIDBI) 0 D A 26.1 Working Capital Loans From Banks 0 NCD 18.1 Securitization 5.4 Loan from Body Corporates 0 ECB 0 NBFC / FI 13.0 Unsecured Loan 0 0 Others 4.6	-
Segment Wise Break-Up	Segment Wise Break-Up Financial Services 100.0	-	-

Finkurve Financial Services Ltd.

Finkurve Financial Services Ltd.

SIGN UP FOR FREE