Can Fin Homes Ltd.

Financial

	Can Fin Homes	Sammaan Capital	Home First Finance
Operational Metrics
Banking Sector
Net Interest Margin	3.64 %	n/a	5.2 %
NBFC
Cost To Income Ratio	18.33 %	25.0 %	34.2 %
Cost of Borrowing	7.47 %	8.1 %	8.4 %
AUM - NBFC	38773.0 Crs	62346.0 Crs	13478.7 Crs
Capital to Risks Assets Ratio (CRAR)	23.23 %	34.1 %	49.6 %
Tier I Capital	24.48 %	31.2 %	n/a
Gross NPA	0.98 %	1.3 %	1.8 %
Net NPA	0.54 %	0.8 %	n/a
Yield On Advances	10.09 %	n/a	13.4 %
Financials
5 yr Average ROE	16.8 %	8.26 %	12.24 %
5yr average Equity Multiplier	8.63	5.04	3.95
5yr Average Asset Turnover Ratio	0.09	0.12	0.12
5yr Avg Net Profit Margin	22.45 %	13.83 %	26.48 %
5yr Avg Net Profit Margin	22.45 %	13.83 %	26.48 %
5yr CAGR Net Profit	13.44 %	-11.2 %	30.71 %
5yr CAGR Sales	13.96 %	-7.95 %	25.77 %
5 yr CAGR PPOP	n/a	n/a	n/a
Price to Book	1.94	0.48	4.91
P/E	11.18	0.0	29.93
Shareholdings
Promoter Holding	29.99 %	0.0	12.43 %
Share Pledged by Promoters	0.0	0.0	0.0
Change in Promoter Holding (3 Yrs)	0.0	-9.59 %	-21.15 %
Change in Mutual Fund Holding (3 Yrs)	-6.67 %	-0.57 %	13.33 %

Business

	Can Fin Homes	Sammaan Capital	Home First Finance
Product Wise Break-Up	Product Wise Break-Up Home loans 87.46 Loan Against Property 6.51 Loan From Banks 4.78 Loans for Sites 0.88 Fees & Commission Income 0 Interest Income 0 Net gain on fair value charge 0 Fees & commission 0 Interest income 0 Others 0.37	Product Wise Break-Up Interest Income 70.92 Net gain on fair value charge 0 Loans for Sites 0 Loan From Banks 0 Loan Against Property 0 Fees & commission 0 Home loans 0 Interest income 0 Fees & Commission Income 1.85 Others 27.23	Product Wise Break-Up Interest Income 0 Net gain on derecognition of financial assets carried at fair value 0.74 Loans for Sites 0 Loan From Banks 0 Loan Against Property 0 Fee & Commission income 4.17 Home loans 0 Interest Income 87.52 Fees & Commission Income 0 Others 7.57
Borrowing Break-Up - NBFC	Borrowing Break-Up - NBFC Loan From Banks 53.0 Debenture 22.0 National Housing Bank 17.0 Commercial Papers 7.0 Deposits 1.0 Deposits with less than 1 year tenure 0 Overdraft / WCDL Accounts 0 Loans & Advances from Related parties 0 Term Loans 0 Debentures and Securities 0 Bank Loans 0 Sell Down 0 ECB(External commercial borrowing) 0	Borrowing Break-Up - NBFC Commercial Papers 0 National Housing Bank 0 ECB 1.0 Loan From Banks 0 Overdraft / WCDL Accounts 0 Deposits 0 Loans & Advances from Related parties 0 Term Loans 0 Bank Loan 28.0 Sell Down 35.0 Debenture 0 Debenture 36.0 Deposits with less than 1 year tenure 0	-
Location Wise Break-Up	Location Wise Break-Up India 100.0 Rest of the World 0	Location Wise Break-Up Rest of the World 0 India 100.0	Location Wise Break-Up Rest of the World 0 India 0 Others 100
Customer Segment	Customer Segment Salaried 70.31 Self Employed 29.62 Corporates and Others 0 Self Employed 0 Salaried 0 Others 0.07	-	Customer Segment Salaried 68.0 Corporates and Others 0 Self Employed 32.0
AUM Break-Up	AUM Break-Up Construction 62.0 Mortgage & LAP 9.0 Flat 7.0 Resale 4.0 Rennovation 2.0 Business Loans 0 Corporate Mortgage Loans 0 Mortgage Loans 0 Others 16.0	AUM Break-Up Corporate Banking 29.0 Business Loans 18.0 Mortgage & LAP 0 Rennovation 0 Construction 0 Loan Against Property 53.0 Resale 0 Flat 0	-

Can Fin Homes Ltd.

SIGN UP FOR FREE