Baid Finserv Ltd.

Financial

	Baid Finserv	TruCap Finance	Credent Global Fin.
Operational Metrics
Financials
5 yr Average ROE	6.69 %	4.42 %	14.58 %
5yr average Equity Multiplier	2.35	2.76	1.89
5yr Average Asset Turnover Ratio	0.16	0.21	0.2
5yr Avg Net Profit Margin	17.3 %	7.64 %	35.5 %
5yr Avg Net Profit Margin	17.3 %	n/a	35.5 %
5yr CAGR Net Profit	12.45 %	n/a	5.2 %
5yr CAGR Sales	8.81 %	n/a	46.38 %
5 yr CAGR PPOP	n/a	n/a	n/a
Price to Book	0.75	0.93	2.01
P/E	9.44	0.0	47.26
Shareholdings
Promoter Holding	36.25 %	30.96 %	31.09 %
Share Pledged by Promoters	0.0	0.0	0.0
Change in Promoter Holding (3 Yrs)	14.76 %	-36.04 %	-15.03 %
Change in Mutual Fund Holding (3 Yrs)	0.0	-0.07 %	0.0

Business

	Baid Finserv	TruCap Finance	Credent Global Fin.
Product Wise Break-Up	Product Wise Break-Up Loan against property 65.3 Financing of Vehicles 31.87 Net gain on fair value changes 0 Fees and commission income 0 Interest Income 0 Sale of service 0 Interest on loans 0 Others 2.83	Product Wise Break-Up Sale of service 0 Net gain on fair value changes 0.66 Interest on loans 0 Interest Income 93.42 Financing of Vehicles 0 Loan against property 0 Fee & Commission income 5.93	Product Wise Break-Up Sale of service 19.12 Net gain on fair value changes 0 Interest on loans 80.88 Interest Income 0 Financing of Vehicles 0 Loan against property 0 Fees and commission income 0
Borrowings Break-Up	Borrowings Break-Up Others 100	-	-