Baid Finserv Ltd.

Financial

	Baid Finserv	Sonal Mercantile	Capital Trust
Operational Metrics
Financials
5 yr Average ROE	6.35 %	6.18 %	-3.44 %
5yr average Equity Multiplier	2.37	1.87	3.22
5yr Average Asset Turnover Ratio	0.16	0.05	0.3
5yr Avg Net Profit Margin	16.45 %	67.61 %	-4.46 %
5yr Avg Net Profit Margin	16.45 %	67.61 %	-4.46 %
5yr CAGR Net Profit	11.17 %	30.07 %	n/a
5yr CAGR Sales	1.11 %	24.69 %	-8.12 %
5 yr CAGR PPOP	n/a	n/a	n/a
Price to Book	0.8	0.4	1.12
P/E	10.63	4.45	125.25
Shareholdings
Promoter Holding	36.25 %	24.92 %	54.13 %
Share Pledged by Promoters	0.0	0.0	0.0
Change in Promoter Holding (3 Yrs)	14.76 %	0.0	-12.82 %
Change in Mutual Fund Holding (3 Yrs)	0.0	0.0	0.0

Business

	Baid Finserv	Sonal Mercantile	Capital Trust
Product Wise Break-Up	Product Wise Break-Up Loan against property 67.26 Financing of Vehicles 32.74 0 Mortgage and verification fee 0 0 Loan Processing fee 0 Interest on loan to customers 0	Product Wise Break-Up 0 Financing of Vehicles 0 Mortgage and verification fee 0 Loan Processing fee 0 Loan against property 0 0 Interest on loan to customers 0 Others 100	Product Wise Break-Up Interest Income 0.15 Financing of Vehicles 0 Mortgage and verification fee 0 Loan Processing fee 0 Loan against property 0 0 Interest Income 56.91 Others 42.94
Borrowings Break-Up	Borrowings Break-Up Cash credit facility from bank 0 Unsecured Term Loan 0 Corporate Entities(Term Loan) 0 Financial Institutions(Term Loan) 0 Banks(Term Loan) 0 Debentures (Secured) 0 Others 100	-	Borrowings Break-Up Corporate Banking 2.79 Cash credit facility from bank 0 Debentures (Secured) 0 Banking 16.1 Unsecured Term Loan 0 Financial Services 81.12